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How to become a commercial pilot

Steps, years and cost · Checked against its sources October 28, 2026

Answer

To become a commercial pilot, earn an FAA private pilot certificate, then an instrument rating, then a commercial pilot certificate, which requires at least 250 hours of flight time in airplanes (150 in helicopters), a second-class medical certificate and passing a knowledge test and checkride. Most people take about 1 to 4 years depending on how often they fly and whether they train within a college degree.

Total time
2-4 years (part-time training or a college aviation degree)
Fastest path: About 1 to 2 years of full-time flight training
Minimum education
No degree required; FAA pilot training with a certificated flight instructor or an FAA-approved (Part 141) flight school
Exam or license
FAA Private Pilot knowledge test and practical test
+ 3 more · Federal license: an FAA commercial pilot certificate is required nationwide; states do not license pilots
Typical cost
$9.8K–$129K
Tuition and fees before aid

Median pay once qualified: $123,220 a year, BLS OEWS, May 2025. See commercial pilot pay in every state.

Steps to become a commercial pilot

6 steps

  1. 1Get a medical certificate and student pilot certificate

    Time: A few weeksCost: Exam fee set by the doctorSources 3, 1

    Book a medical exam with an FAA Aviation Medical Examiner before spending much on lessons, because a condition that blocks a second-class medical would block a commercial career. Commercial privileges require at least a second-class medical, which lasts 12 months for that use. You also apply for a student pilot certificate, which lets you fly solo once your instructor signs you off.

  2. 2Earn a private pilot certificate

    Time: Several monthsCost: Flight school ratesSources 2, 10, 1

    The private certificate requires at least 40 hours of flight time, including 20 hours with an instructor and 10 solo, or 35 hours in an approved Part 141 course. Most students need more than the minimum. You finish with the FAA Private Pilot knowledge test and a checkride with an examiner. It lets you carry passengers, but not for pay.

  3. 3Add an instrument rating

    Time: Several monthsCost: Flight school ratesSources 2, 4

    The instrument rating teaches you to fly by reference to instruments in clouds and low visibility. For airplanes it requires 50 hours of cross-country time as pilot in command and 40 hours of actual or simulated instrument time, 15 of them with an instrument instructor. Without it, a commercial airplane pilot cannot carry passengers for hire at night or on cross-country trips over 50 nautical miles.

  4. 4Build time and earn the commercial pilot certificate

    Time: 6-12 months or moreCost: Flight school ratesSources 4, 5

    You must be at least 18 and log 250 hours for a single-engine airplane certificate, including 100 hours as pilot in command, 50 hours cross-country and 10 hours in a complex, turbine or technically advanced airplane. Helicopter applicants need 150 hours. An FAA-approved Part 141 commercial course for airplanes instead requires at least 120 hours of flight training and 35 hours of ground training. You finish with the Commercial Pilot knowledge test and checkride.

  5. 5Become a flight instructor to build hours

    Time: 1-2 years of workCost: Paid workSources 7, 1

    Most new commercial pilots earn a Certified Flight Instructor (CFI) certificate next. It requires a commercial certificate with an instrument rating for airplanes, a Fundamentals of Instructing knowledge test, an aeronautical knowledge test and a practical test. Instructing pays you to fly while your logbook grows toward the 500 hours charter operators need for good-weather captain work.

  6. 6Move into charter, corporate, medical or specialty flying

    Time: OngoingCost: Paid workSources 8, 1

    Under Part 135, a charter captain needs at least 500 hours, including 100 cross-country and 25 at night, for good-weather flying, and 1,200 hours for instrument flights. Jets and aircraft with 10 or more passenger seats require an ATP certificate. New hires then complete company ground school and flight training, and pilots repeat checkrides and medical exams on a set schedule.

How long it takes to become a commercial pilot

FastestAbout 1 to 2 years of full-time flight training
Typical2-4 years (part-time training or a college aviation degree)
The range covers the private pilot certificate (40 hours minimum, 35 in an approved Part 141 school), the instrument rating and the commercial certificate (250 hours total for airplanes). Weather, aircraft availability and money are what usually slow people down. Charter captain jobs then need 500 to 1,200 hours, which most pilots build by instructing.

Education options

OptionLengthWhereNotes
Part 61 flight training with an independent instructor or local flight schoolSelf-paced; often 1-3 yearsAirport flight schools and fixed base operatorsMost flexible and good for people who work while training. The FAA hour minimums are slightly higher than in an approved course, and progress depends on how often you fly.
FAA-approved Part 141 flight schoolStructured courses; full-time students finish fasterLarger flight academies and many college programsFollows an FAA-approved syllabus with stage checks, and allows lower minimums such as 35 hours for the private certificate and a 120-hour commercial course.
Associate degree in aviation or professional piloting2 yearsCommunity colleges and technical schoolsCombines flight certificates with college credit; Scorecard lists 136 air transportation associate programs. Ask whether flight fees are billed on top of tuition.
Bachelor's degree in aviation or aeronautical science4 yearsUniversities with flight programsBest if you may move to an airline later, since airlines typically want a bachelor's degree. Scorecard lists 120 air transportation bachelor's programs.

Programs, tuition and graduates’ earnings

Field and credential (College Scorecard)ProgramsTuition, public (in-state, per year)Tuition, private (per year)Median federal loan debtGraduates’ median earnings after 4 years
Air Transportation, associate's degree136$4,917$34,298$17,613$75,495
Air Transportation, bachelor's degree120$9,472$36,454$21,136$85,825

U.S. Department of Education, College Scorecard (most recent cohorts, released 2026-10-15). Scorecard groups programs by 4-digit field, so a row can include related programs. Tuition is the median published undergraduate tuition and fees of the colleges offering the program (shown only for undergraduate credentials); debt is the median of programs’ median federal loan debt at completion; earnings are the national median for the field and credential four years after completion.

Licensing, exams and certification

Pilots are licensed by the federal government, not the states. The FAA issues each certificate and rating after a computer-based knowledge test at an approved testing center and a practical test, or checkride, with an FAA inspector or designated examiner. The usual order is student pilot, private pilot, instrument rating, commercial pilot, then optional multiengine, flight instructor and airline transport pilot (ATP) credentials.

The commercial certificate requires age 18, English proficiency, a private certificate and 250 hours for airplanes or 150 for helicopters. Exercising commercial privileges requires at least a second-class medical certificate, renewed every 12 months. Airplane pilots without an instrument rating are barred from carrying passengers for hire at night or beyond 50 nautical miles.

Staying current means regular flight reviews, recent takeoffs and landings, and, at charter and air ambulance operators, recurrent training and checkrides under Part 135. Check the CareerOneStop License Finder for any state rules tied to your type of flying.

Exam or credentialIssued byRequired?Fee
Commercial Pilot Certificate (airplane or helicopter)4Federal Aviation Administration (FAA)RequiredSee issuer
Instrument Rating2Federal Aviation Administration (FAA)OptionalSee issuer
Second-Class Medical Certificate3Federal Aviation Administration (FAA), through an Aviation Medical ExaminerRequiredSee issuer
Certified Flight Instructor (CFI)7Federal Aviation Administration (FAA)OptionalSee issuer
Airline Transport Pilot (ATP) Certificate8Federal Aviation Administration (FAA)OptionalSee issuer

Requirements differ by state. Check your state’s rules in the CareerOneStop License Finder (U.S. Department of Labor) before you enroll.

Skills and qualities that matter

Situational awareness
Low-flying helicopter and crop-dusting pilots must keep track of power lines, towers, terrain and other traffic every second.
Clear radio communication
Misheard clearances cause incidents, so pilots read back instructions precisely and speak in standard phrasing.
Weather judgment
Small-aircraft and helicopter pilots often fly with no dispatcher, and deciding not to go is a core part of the job.
Math and planning
Every flight needs weight and balance, fuel and takeoff distance worked out for that day's load, temperature and wind.
Calm under pressure
Engine trouble, sudden weather or a sick patient on board all demand fast, correct checklists without panic.
Teaching ability
Many commercial pilots spend their first years as flight instructors, explaining maneuvers and catching student mistakes early.

O*NET 31.0 rates these skills as most important for the occupation: monitoring, critical thinking, active listening, reading comprehension, speaking.

What it costs and what it pays

Compare careers
Training cost
$9.8K–$129K
Before financial aid
Time
2-4 years (part-time training or a college aviation degree)
Typical path
Median pay
$123,220
All US jobs: $50,980
Payback once qualified
0.1–1.8 yrs
Pay above the all-jobs median vs. cost

Low: 2 years x the College Scorecard median public in-state tuition for air transportation associate programs, $4,917 = $9,834, with no flight training costs (the case for military-trained pilots). High: 4 years x the bachelor's median, $9,472 = $37,888, plus $90,827, South Dakota State University's official 2026-27 estimate of flight costs for its aviation degree (private, instrument, commercial, CFI and CFII), billed on top of tuition, room and board. Flight costs vary widely by school and region; FAA test, examiner and medical exam fees, housing and the ATP course are not included.

Rough guide only: ignores taxes, aid, interest and earnings given up during training. How we calculate it.

Where the career can lead

  • Airline pilot$232,140 median

    Earn an airline transport pilot certificate, which normally takes 1,500 hours of flight time for airplanes (fewer under the restricted-ATP rules), then pass airline training and a type rating.

  • Corporate flight department captain

    Build turbine and multiengine time, add type ratings for business jets and usually an ATP certificate.

  • Chief pilot or chief flight instructor

    Senior pilots at charter operators and flight schools oversee training, scheduling and FAA compliance after years with the company.

  • Air traffic controller$148,080 median

    Pilots who want to stay in aviation on the ground can apply to the FAA, which requires its own academy training and age limits.

  • Aircraft mechanic$79,870 median

    Some pilots add an FAA mechanic certificate with airframe and powerplant ratings, which takes a separate training program or documented experience.

Can you become a commercial pilot online?

Ground school can be done online. Many pilots study for the FAA knowledge tests through online courses and self-study, and an instructor endorsement lets you take the test. The tests themselves are taken in person at approved testing centers. Flight training, solo flights, cross-country trips, checkrides and the medical exam all have to happen in person, in the aircraft or an approved simulator.

FAQ: becoming a commercial pilot

How long does it take to become a commercial pilot?

The FAA sets a minimum of 250 flight hours for a single-engine airplane commercial certificate and 150 for helicopters. Training full time at a flight academy, many students reach that point in about 1 to 2 years. Training part time while working, or inside a 2- or 4-year aviation degree, usually takes longer. Charter captain jobs then require 500 to 1,200 hours.

What is the minimum age to be a commercial pilot?

You must be at least 18 years old to receive an FAA commercial pilot certificate. You can start lessons younger, fly solo as a student pilot and earn a private certificate first. There is no federal age 65 limit for most charter and other non-airline commercial flying; that limit applies to pilots flying for airlines under Part 121.

Do you need an instrument rating to be a commercial pilot?

You can earn a commercial airplane certificate without one, but it comes with a limitation: no carrying passengers for hire at night or on cross-country flights longer than 50 nautical miles. That shuts you out of most paid work, and charter operators require the rating for airplane captains. In practice, almost every career pilot gets the instrument rating before the commercial certificate.

What medical certificate does a commercial pilot need?

At least an FAA second-class medical certificate, issued after an exam by an FAA-designated Aviation Medical Examiner. For commercial flying it is valid for 12 months. The exam checks vision, hearing, heart health and mental health. Get it before you invest heavily in training so you learn early whether any condition needs special FAA review.

Do commercial pilots get paid to build flight hours?

Often, yes. The most common route is to earn a flight instructor certificate right after the commercial certificate and get paid to teach, logging each lesson as flight time. Other entry jobs that need fewer hours include aerial tours, banner towing, pipeline patrol and skydiver flights. Flight schools are the second-largest employer of commercial pilots, with a median of $93,650.

Sources for this guide

Checked October 28, 2026

  1. Airline and Commercial Pilots, Occupational Outlook Handbook, U.S. Bureau of Labor Statistics · checked October 28, 2026
  2. 14 CFR 61.109 and 61.65: private pilot and instrument rating aeronautical experience, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  3. 14 CFR 61.23: medical certificates, requirement and duration, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  4. 14 CFR Part 61 Subpart F: commercial pilots (61.123, 61.129, 61.133), Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  5. 14 CFR Part 141 Appendix D: commercial pilot certification course, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  6. College Scorecard, U.S. Department of Education · checked October 28, 2026
  7. 14 CFR 61.183: flight instructor eligibility, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  8. 14 CFR 135.243 and 61.159: charter pilot-in-command and ATP experience, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  9. License Finder, CareerOneStop (U.S. Department of Labor) · checked October 28, 2026
  10. 14 CFR Part 141 Appendix B: private pilot certification course, Electronic Code of Federal Regulations (National Archives) · checked October 28, 2026
  11. Aviation Program Costs, South Dakota State University · checked October 28, 2026

Sources

Data updated October 28, 2026

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates, released April 30, 2026, SOC 53-2012
  2. U.S. Department of Education, College Scorecard field-of-study and institution data, most recent cohorts, released 2026-10-15
  3. O*NET 31.0 Database (53-2012.00), U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under CC BY 4.0; tasks rewritten by Careers and Salaries

Careers and Salaries is not affiliated with the Bureau of Labor Statistics or any government agency. Found an error? Tell us; corrections are listed on the editorial policy page.